All Monroe County residents and business owners are encouraged to attend a FEMA public flood risk information open house to learn about their flood risk, view the newly proposed preliminary digital Flood Insurance Rate Map (FIRM), and find out how the information may impact their property. There is no presentation scheduled and the public is welcome to drop in anytime during the open houses. FEMA representatives, Monroe County staff, and a variety of specialists and experts will be available to answer questions.
The Open House events will take place at the following locations, please attend whichever is most convenient:
Residents planning to attend should bring their elevation certificates, if possible.
The preliminary FIRM shows local areas at risk of flooding, including required elevations for new construction or structures that are improved greater than 50 percent of their value, as well as boundaries of areas that are considered likely to experience wave activity in a storm that has different requirements for structural building. The maps, once effective, will also help determine flood insurance costs.
The new preliminary FIRM was developed by the Federal Emergency Management Agency (FEMA). This is the public’s opportunity to learn about the maps and address any comments through a public input process and appeal time period. The FIRM is based on updated modeling and data that shows precise flood hazard information aimed to help protect property owners and communities from the risks associated with flooding. The maps are updated periodically to include construction and development, environmental changes, floodplains widening or shifting, and other factors.
By law, federally regulated or insured mortgage lenders require flood insurance in areas at high risk of flooding typically covered by a separate flood insurance policy. Visit www.floodsmart.gov or call 1-888-379-9531 for more information about flood insurance and to locate a local agent.