Is your home below the required base flood elevation and at risk of flooding, or has it flooded in the past, and you’ve filed a flood insurance claim with the National Flood Insurance Program (NFIP)? If so, you may be interested in grant funding to elevate, demolish and reconstruct your home, or sell your home.
Monroe County is participating in the national Flood Mitigation Assistance (FMA) grant program to help with these costs. The grant opportunity is anticipated to open in September 2021. While the 2021 requirements have not been published yet, Monroe County wants to help residents prepare early. The program is available for those in unincorporated Monroe County and cities within the Florida Keys.
The program is an annual competitive grant program that provides funding to the County if approved by the Florida Division of Emergency Management and the Federal Emergency Management Agency (FEMA). Funds are for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the NFIP. The FMA funds projects that reduce future flood losses. These may include elevating (lifting) your home, selling your home and land to the County and returning the land to its natural state, or demolishing your home and rebuilding an NFIP-compliant insured structure.
Monroe County’s objectives are:
Individual property owners apply for funding through Monroe County. Monroe County is the applicant. The County reviews all applications and submits them to FEMA for final approval. The FMA program has many requirements. Not all project costs are eligible, but the result can be a flood resilient home.
Notable program requirements include:
For more information and details on the program, visit www.monroecounty-fl.gov/floodmitigation or call Monroe County’s Mitigation Administrator Mike Lalbachan at 305-453-8796. A voluntary interest application is available on the website in anticipation of the FDEM announcement.